YOUR RETIREMENT INC PRIVACY POLICY
For purposes of this Privacy Policy, the terms we, us, and our refer to Your Retirement Inc. of San Antonio, Texas and all its affiliates. You and your refer to you as a user of the Your Retirement Inc. social media and websites. The Privacy Policy below governs any information you provide on these sites.
OVERVIEW
When using this website, physical, electronic and managerial procedures have been employed to safeguard the security and integrity of your personal information. It is encrypted whenever transmitted or received online, and is accessible only by Your Retirement Inc. staff or volunteers designated to handle online complaints or requests. Any staff, agents or contractors with access to personal information obtained on our social media links, landing pages, and blog have completed compliance training and are bound to adhere to this policy.
PERSONAL INFORMATION THAT YOUR RETIREMENT INC. MAY COLLECT ONLINE
Your Retirement Inc. may collect the following types of personal information, when voluntarily provided by yourself: names, addresses, email addresses, phone and facsimile numbers, and social media contact information. Your Retirement Inc. may also collect information required to provide accurate quote requests, some of which could constitute personal information. Your Retirement Inc. does not collect or maintain information from those actually known to be under the age of 18, and no part of our sites is structured to attract anyone under the age of 18.
HOW YOUR RETIREMENT INC. USES PERSONAL INFORMATION COLLECTED ONLINE
Unless you consent, we will not use your personal information for any purpose other than that for which it is submitted. We use personal information to reply to inquiries, handle complaints, provide insurance quotes, as well as operational notices and in program record-keeping. We also process billing and business requests related to program participation.
HOW YOUR INFORMATION MAY BE SHARED
We never sell or rent your personal information, but may, from time to time, send you a survey or other such email requesting your feedback about Your Retirement Inc. services. We may also contact you in the future to tell you about specials, new products, or services, or changes to this privacy policy.
In the event of a complaint, Your Retirement Inc. may refer the complaint to an appropriate organization such as the Better Business Bureau if necessary, and also to any insurance company if it is a partner to the complaint. Your Retirement Inc. may also release personal information to appropriate governmental authorities under the following circumstances:
- Where release is required by law (for example, a subpoena) or regulation, or is requested by a government agency conducting investigations or proceedings;
- Where our records indicate an agent or company may be engaged in fraudulent activity or other deceptive practices that a governmental agency should be made aware of;
- Where warranted by a company or agent’s failure to participate in the advertising self-regulatory process or respond to an online privacy complaint, or where possible harm to others is suggested.
HOW YOU CAN HELP US KEEP YOUR PERSONAL INFORMATION ACCURATE
If your personal information changes or you would like to review the personal information we may have on file, please email us with the new information or your review request at YourRetirementInc@gmail.com.
COMPUTER TRACKING AND COOKIES
Our sites are set up to track, collect or distribute personal information entered by visitors. Our site logs generate certain kinds of non-identifying site usage data, such as the number of hits and visits. This information is used for internal purposes by technical support staff to provide better services to the public and may also be provided to others, but again, the statistics contain no personal information and cannot be used to gather such information.
Our sites also recognize the online site where a visitor “clicked-to-check” on the BBBOnLine seal of a BBBOnLine program participant, but we cannot identify the visitor or the visitor’s address. Site information is used to confirm participation in the BBBOnLine program and may be used to advise participants of the numbers of visitors who come to our BBBOnLine site from their sites. No personal information is collected.
A cookie is a small amount of data that is sent to your browser from a Web server and stored on your computer’s hard drive. Your Retirement Inc. uses non-identifying cookies to provide easier site navigation and access to forms. You can still use the Your Retirement Inc. sites if your browser is set to reject cookies. Our cookies do not generate personal data, do not read personal data from your machine and are never tied to anything that could be used to identify you.